The Zanzibar Social Security Fund is operating two schemes; the main (mandatory) scheme and the supplementary (voluntary) scheme and each one has its own conditions. The former is a defined benefit social security scheme operating on social insurance principles while the latter is a defined contribution scheme.
THE ZSSF MAIN (MANDATORY) SCHEME
In this scheme, old-age and other benefits are provided to members subject to their work record or the contributions they have paid during their working lives.
Benefits may be earnings-related or paid on flat-rate basis, or a combination of both. This would determined when employer and employed completely registered by ZSSF.