This loan is provided to ZSSF member who has been attained a six months of contributing to the Fund. The loan is intended to new employees to meet his/her acquisition like purchase a furniture, renting house and settling in their new working locations
Mode of payment
The loan is paid as multiple of members’ salary and is repayable within two to three years. The member is eligible for the next loan two years from the date of completion of the previous loan.
Amount payable
Depending on fulfillment of other eligibility criteria the member is entitled for payment of  up to three months’ members’ basic salary and addition to some money arranged by ZSSF and TPB.

The eligibility Criteria
The following are the qualification criteria:

  • Member should be confirmed by employer,
  • Member should have contributed to the Fund for the period of not less than six months
  • Submit all the required documentations per the forms issued by ZSSF and TPB
  • Employer shall guarantee monthly deductions from employee salary to ZSSF / TPB deduction code
  • 1/3 of members salary shall be considered before disbursement of the loan,
  • Duration of the loan will vary from 2-3 years depending on the loan amount.
  • The member must have completed a minimum of two years since completion of the previous loan.